Establishing the 2023 and 2024 Health Insurance Program for Sauk County

Committee Status: 
Withdrawn
Budget Status: 
Budgeted
Decision Impact: 
Major
FTE Impact: 
No
Funding Source: 
Combination

Purpose

Establishing the 2023 and 2024 Health Insurance Program for Sauk County.

Background

The employee health insurance program currently consists of three plan design options which are offered to eligible employees. Pursuant to the Personnel Ordinance, financial responsibility shall be limited to 88 percent of the least expensive plan option for single or family coverage.

 

 The County Administrator and Human Resources Director reviewed proposals submitted for 2023 and determined continuing the Quartz health insurance to be in the best interest of Sauk County.

 

The renewal from Quartz drops the plan design to two options, a $20 copay plan and a point of service plan.  It also includes renewal guarantees into 2024 as follows: 2024 – not to exceed 9.9%.

Resolution Files: 
PDF icon quartz_health_insurance_resolution.pdf
Budget Status (Other/External Sources): 

Budgeted

Resolution Body

THEREFORE, BE IT RESOLVED, by the Sauk County Board of Supervisors, met in regular session, to establish the health insurance program for Sauk County, offering rates as follows:

 

2023 QUARTZ INSURANCE RATES (+5.0% an increase of $453,487 over 2022 rates)

 

QUARTZ $20 Office Visit Copay:  $10/$25/$50/$200 (generic/brand name) drug copay; $20 office visit co-pay; $100 urgent care copay; $200 emergency room copay; in network maximum out of pocket $1,750 (single) and $3,500 (family); deductibles of $500 (single) and $1,000 (family):

 

      Single..........................$   746.64                  

      Family.........................$1,978.60                   

       

 

QUARTZ Point of Service (POS): In network out of pocket maximum $4,600 (single) or $9,200 (family); out of network out of pocket maximum is $10,000 (single) or $20,000 (family); Plan Providers $15 co-pay, $10/$25/$50 (generic/brand name), non-plan providers 80% after deductible; deductibles of $500 (single) or $1,000 (family) for in network; deductibles of $750 (single) or $1,500 (family) for out of network;

 

      Single..........................$ 789.55                    

            Family.........................$2,092.31                   

Requested Board Review Date: 
Tuesday, September 20, 2022
Committee Review 1: 
Pending
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